About Tom Grant
Thomas Grant | Mortgage Professional serving clients across the U.S. Thomas Grant is a mortgage professional helping buyers at every stage of the homebuying journey secure the financing that best fits their needs. Licensed in approximately 33 states with over 28 years of experience, Thomas has a broad national footprint and specializes in all major loan types, including FHA, VA, Conventional, Jumbo, and Non-QM financing. Over the course of his career, Thomas has helped several thousand clients achieve their homeownership goals. He brings extensive experience managing high-volume pipelines and has the capacity and expertise to keep transactions moving while staying focused on communication and delivering on what has been promised. Clients choose to work with Thomas because of the personal touch he brings to every transaction. He believes in treating everyone involved with kindness and respect, communicating clearly, and providing thoughtful recommendations without pressuring clients into decisions. As a licensed real estate agent in Utah, Thomas also brings valuable knowledge of the real estate industry from multiple sides of the transaction. Known for being highly responsive and resourceful, Thomas works hard to get clients the right information, even when that means finding the answer first. He guides clients through the process step by step when needed and strives to ensure everyone involved stays informed and confident from start to finish. Clients especially appreciate his willingness to listen, make recommendations based on their individual goals, and ultimately let them make the decisions that are right for them. Outside of work, Thomas has been married to his wife for 26 years, and they have made weekly date nights a tradition throughout their marriage. He is the proud father of four children and loves being an active part of their lives. In his free time, Thomas enjoys spending time at the beach, cycling, and playing golf. Based in Utah, he is proud to serve clients locally and across the country. If you're looking to buy a home, explore your financing options, or simply get expert guidance on your next move, Thomas is ready to help you navigate the process with confidence.
We can make it happen!
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock in your rate
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate Affinity, LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate Affinity, LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Guaranteed Rate Affinity, LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate Affinity, LLC. Guaranteed Rate Affinity, LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 1800 W Larchmont Ave, Suite 400 Chicago IL, 60613