About Tim Martin
Helping homebuyers across Connecticut, New York, New Jersey, and Florida secure financing with confidence, without the stress. Hi, I'm Tim Martin, a mortgage loan officer based in Fairfield County, CT, helping clients navigate the home financing process with clarity, strategy, and confidence. I specialize in working with a wide range of buyers across Fairfield County, Westchester County, Putnam and Dutchess Counties, New Jersey, and Florida, with a strong focus on conforming, jumbo, and portfolio loan solutions - including bank statement, asset-based, and DSCR programs. Whether you're: - Buying your first home - Exploring refinancing options - Looking into programs like Conventional, FHA, VA, Jumbo, or portfolio loans I'll walk you through your options and help you choose the right strategy, not just the easiest one. What sets me apart: - Over 24 years of experience and 7,000+ clients served - Scotsman Guide Top Originator and Top 1% Mortgage Executive Magazine honoree - Expertise in complex deals and competitive financing scenarios - Clear, strategic communication from application through closing Do you need 20% down to buy a home? No—many buyers qualify with as little as 3–5% down depending on the loan program. What credit score do you need? It varies, but there are options available even if your credit isn't perfect. How much home can you afford? That depends on your income, debt, and goals. I'll help you break it down clearly. I've helped thousands of clients across the Northeast and Florida secure financing, and I'm proud to be known for delivering competitive solutions and smooth, on-time closings. Check out my client reviews below to see what it's like to work together. When I'm not helping clients, you'll find me spending time with my wife and three children in Fairfield County. I believe this business is about relationships, and being someone people can rely on long after closing. If you're thinking about buying, refinancing, or tackling a complex scenario, let's connect.
